BMO · Mastercard
BMO CashBack World Elite Mastercard
≈ $428.40 a year after fees, on a typical budget
- Annual fee
- $120
- Earns
- Cash back
- FX fee
- 2.5%
- 5%Grocery *
- 4%Transit *
- 3%Gas & EV charging *
- 1%Everything else
BMO eclipse Visa Infinite Card
- Yearly value, after fees
- ≈ $379.28
- Annual fee
- $120.00/year
- Foreign transaction fee
- 2.5%
- Network
- Visa
Earn rates
| On | Earns |
|---|---|
| Grocery, dining, gas & transitCapped | 5 pts/$ |
| Everything else | 1 pts/$ |
"pts/$" means points per dollar. Rewards are earned in BMO Rewards points.
Spending caps
- 5× applies to up to $50,000 of category spending per year.
What it earns in a year
On a typical Canadian budget of $1,850 a month, at Fruga's default value of 0.67¢ per BMO Rewards point:
- Rewards
- $499.28
- Annual fee
- − $120.00
- Net yearly value
- $379.28
Welcome bonuses are not included. How we calculate this.