Coming soon

Fruga Sheets: Budget Tracker

A free budget for Google Sheets, organised the same way your credit cards reward you. No bank connection is needed, and your data stays in your own Google account.

What's planned

Monthly budget

Set a budget per category and see what is left at a glance, with Canadian reward categories built in: groceries, gas and EV, dining, transit, recurring bills, travel.

Which card for which category

List the cards you hold, and the sheet shows which one to use for each budget category, using the same logic as the Fruga extension.

Welcome-bonus tracker

Spending targets, deadlines and progress, so you never miss a bonus or overspend to chase one.

Annual fee check

Each card's fee against the rewards you actually earned, so you can decide what to keep at renewal.

The road map

  1. Google Sheets template. Copy it to your Drive and start budgeting. Free.
  2. Built into fruga.io. The same tracker in your browser, still private, with your data under your control.