TD · Visa
TD Aeroplan Visa Infinite Card
≈ $264.20 a year after fees, on a typical budget
- Annual fee
- $139
- Earns
- Aeroplan
- FX fee
- 2.5%
- 1.5×Gas & grocery
- 1.5×Air Canada purchases
- 1×Everything else
TD Cash Back Visa Infinite Card
- Yearly value, after fees
- ≈ $327.80
- Annual fee
- $139.00/year
- Foreign transaction fee
- 2.5%
- Network
- Visa
Earn rates
| On | Earns |
|---|---|
| Grocery, gas, EV charging, transit & recurring billsCapped | 3% |
| Everything else | 1% |
"pts/$" means points per dollar. Rewards are earned in Cash back.
Spending caps
- 3% applies to up to $15,000 of combined category spending per year.
What it earns in a year
On a typical Canadian budget of $1,850 a month, at Fruga's default value of $1.00 per $1 of cash back:
- Rewards
- $466.80
- Annual fee
- − $139.00
- Net yearly value
- $327.80
Welcome bonuses are not included. How we calculate this.
More from TD
TD · Visa
TD First Class Travel Visa Infinite Card
≈ $308.60 a year after fees, on a typical budget
- Annual fee
- $139
- Earns
- TD Rewards
- FX fee
- 2.5%
- 8×Expedia for TD bookings
- 6×Grocery, restaurants & food delivery
- 4×Recurring bill payments
- 2×Everything else
TD · Visa
TD Aeroplan Visa Infinite Privilege Card
≈ −$131.00 a year after fees, on a typical budget
- Annual fee
- $599
- Earns
- Aeroplan
- FX fee
- 2.5%
- 2×Air Canada purchases
- 1.5×Gas, grocery, travel & dining
- 1.25×Everything else