Wealthsimple Visa Infinite Card
- Yearly value, after fees
- ≈ $204.00
- Annual fee
- $240.00/year (Billed $20 monthly since Oct 9, 2025; waived for Premium/Generation clients and some direct-deposit clients)
- Foreign transaction fee
- None
- Network
- Visa
Earn rates
| On | Earns |
|---|---|
| Everything else | 2% |
"pts/$" means points per dollar. Rewards are earned in Cash back.
What it earns in a year
On a typical Canadian budget of $1,850 a month, at Fruga's default value of $1.00 per $1 of cash back:
- Rewards
- $444.00
- Annual fee
- − $240.00
- Net yearly value
- $204.00
Welcome bonuses are not included. How we calculate this.
Fine print
- Annual fee waiver depends on Wealthsimple account status; Fruga does not include annual fees in per-purchase value.